You know that savvy friend who’s super good at saving money? Yeah, well, good for them. But we’re not all that person.

That’s why we built Qapital, a new way to bank that makes it easy to save money for the stuff that really matters to you. Our “Goal-focused” approach to checking and savings accounts makes smart money management effortless, motivating… Even a little fun.

Here’s how it works. Just pick a Goal (like a vacation to Iceland, paying off student loans, a new guitar, or all three). Then set up automatic ways to save for them. Rules like…

• Round up every purchase to the nearest dollar and save the change
• Save $20 every Friday
• Save the difference when you come in under budget at the grocery store
• Save $5 every 10,000 steps you take by connecting Qapital to your Apple Health app*
• Or anything else you can dream up!

All these savings go into your FDIC-Insured Qapital Goals account. One day you’ll open your app and say, “Holy crap I’m 90% of the way to Coachella tickets! When did I get so good at saving?”

You’ll also get an interest bearing checking account and the Qapital Visa Card** – a debit card designed to help you track your day-to-day spending. You can save for your Goals whenever you swipe, see all your weekly spending and savings in one place, and easily transfer